Everything Changes at Caixabank After the Latest From Its Atms: From Now on It Will Be Like This

The banking sector continues to evolve to adapt to new customer needs and CaixaBank never falls behind. The entity has taken another step in its digitalization by allowing users to withdraw cash without needing to carry a bank card.

Thanks to NFC technology, the mobile phone becomes the only tool needed to withdraw money quickly and securely.

CaixaBank Allows Cash Withdrawals from ATMs with Mobile Phones

More and more people are using their smartphones to make contactless payments in stores. This same technology has been implemented in CaixaBank ATMs, allowing customers to withdraw cash using only their phones. The bank has integrated NFC technology into its devices to make banking operations more convenient and secure.

Now, customers can bring their mobile phones close to the ATM's NFC reader and perform the transaction without needing to insert a physical card. This advancement improves accessibility and offers a digital alternative for those who prefer to manage their money from their mobile phones.

NFC Technology, Key

The operation of this system is based on NFC (Near Field Communication) technology, the same that allows mobile payments in stores. This technology enables wireless communication between devices at short distances. This facilitates a secure and fast connection between the user's phone and the ATM.

To use this method, it is necessary for the mobile phone to be NFC compatible and for the function to be activated. Additionally, it is essential to set up a mobile payment application such as CaixaBankNow, Google Pay, or Apple Pay, where the bank card must be linked. Once this is done, the smartphone will be ready to make cash withdrawals at enabled ATMs.

How to Withdraw Money Without a Card at CaixaBank ATMs

The first step is to ensure that the mobile phone has NFC technology and that it is activated in the device settings. It is also necessary to have a payment application set up and to have added the bank card to it.

Once the mobile phone is configured, one must go to an NFC-compatible ATM. Most CaixaBank ATMs already have this functionality and usually display the NFC symbol on the screen or contact area. Upon arrival, simply bring the phone close to the ATM's reader, as if making a contactless payment in a store.

If the ATM doesn't respond on the first attempt, it is recommended to unlock the mobile phone and open the payment application. Once the device is detected, the system will ask to enter the card's PIN or confirm identity through the bank's app. After this verification, the user can select the amount of money to withdraw and complete the transaction by following the on-screen instructions.

Advantages of Withdrawing Cash with Mobile Phones at CaixaBank

This system offers multiple advantages to the bank's customers. Convenience is one of the most evident, as it eliminates the need to carry a physical card. Additionally, it enhances security by reducing the risk of card loss or theft and adding an extra layer of authentication with the mobile phone.

Another advantage is the speed of the operation. By not requiring card insertion into the ATM, the process is more agile and fluid. It is also an ideal solution for those who have forgotten their card at home or do not wish to carry it for security reasons.

Other Ways to Withdraw Money Without a Card at CaixaBank

For those who do not have an NFC-compatible mobile phone or prefer another alternative, CaixaBank offers different options to withdraw money without a card. Through the CaixaBankNow application, customers can generate a cash withdrawal code that allows them to withdraw money at any of the bank's ATMs without needing a physical card.

This code can be used by both the account holder and a third party. It is a useful option in case of emergency or if there is a need to send money to someone who doesn't have a CaixaBank card.