PNC Bank's gesture to its clients: It was a secret and now they're applauding it

PNC Bank, one of the most prominent banks in the United States, has received a special nod that's no longer a secret. PNC customers are delighted with an excellent feature anytime and anywhere, reinforcing the bank's reputation as ideal for those seeking the best service.

The magic begins with Mobile Deposit, included in the PNC Bank mobile app. You only need your smartphone with a camera. You take a photo of the front and back of the check, enter the amount, and send the image.

Deposit checks 24 hours a day thanks to PNC Bank's Mobile Deposit

It's such a simple process that millions of customers use it every month, with no need to visit a branch. You can do it at any time and on any day, including weekends and holidays.

Deposits made before 10:00 p.m. ET (22:00) on a business day are credited the next day at no additional cost. This allows customers to have their money available the next business day, a highly valued tool in the United States.

Express Funds: for those who want extreme speed

If you need immediate access to cash, PNC offers Express Funds. When you deposit the check in the app, at an ATM, or at a DepositEasy ATM, you're given the option to pay a small fee to withdraw the full amount instantly. This model is ideal for emergencies or urgent payments.

The fees are: 2.50% on the amount of checks over $100, and a fixed fee of $2 for amounts from $25 to $100. This way, you can choose: wait until the next business day at no cost, or pay a little to have the money right away.

Tools that shine: beyond depositing checks

PNC Bank doesn't stop there. Its mobile app also offers features that users love: Virtual Wallet®, which makes it easy to keep track of your expenses and income. Or PNC Easy Lock®, to immediately block cards in case of loss or fraud.

Thanks to Zelle®, you can send and receive money instantly within the US. Meanwhile, Cash Flow Insight®, designed for small businesses, lets you organize income and expenses clearly and efficiently.

Obvious success of PNC Bank

PNC's strategy improves the user experience. The fact that you can deposit checks at any time from your mobile is fast, convenient, and secure.

The Express Funds option gives customers total control over when to access their money. The extra tools — Virtual Wallet, Easy Lock, Zelle, and Cash Flow Insight — cover a large part of everyday financial needs.

The bank has taken care with the design of its app so the process is quick and easy, with smartphone cameras and intuitive menus. Users appreciate that these features are integrated into a single application, with no need to visit branches or use other services.