A thoughtful man with a beard and a light blue jersey is superimposed in front of a PNC Bank building.
CONSUMER AFFAIRS

PNC Bank's Latest Leaves Millions of Americans Speechless: Take Note

PNC Bank Introduces a Mortgage That Leaves No One Indifferent: Thousands of Customers Are Amazed by Its Terms

In April 2025, PNC Bank has launched a mortgage that is generating excitement among thousands of customers. This mortgage product combines attractive terms, unique advantages, and a simplified process, making it an ideal option for those looking to purchase a home.​

Pay Attention to This Incredible PNC Bank Mortgage: Take Note

PNC Bank offers a wide range of mortgage products, including conventional, FHA, VA, and USDA mortgages. The 80-10-10 combo loan stands out in particular. This allows for the purchase of a home with a down payment as low as 10.1%, eliminating the need for private mortgage insurance (PMI).

A person with a surprised expression holds their glasses in front of a PNC Bank sign.
Many PNC Bank customers are amazed by this mortgage | Getty Images, Grok, en.edatv.news

Additionally, PNC offers fixed-rate mortgages with terms from 10 to 30 years, with down payments starting at 3% of the purchase price. These options provide flexibility and cater to various needs and financial profiles.​

PNC Bank's mortgage stands out for its competitive rates and lower origination fees compared to the industry average. It also offers down payment assistance, with grant programs that can be combined to provide up to $12,500 in funds for the down payment or closing costs.

PNC's digital experience facilitates online prequalification in less than 30 minutes without affecting the credit score. This allows customers to quickly and easily know their purchasing power.​

Requirements and Conditions: PNC Bank Makes It Clear

To access these mortgages, it is necessary to provide information about income, assets, and debts. Specific requirements may vary depending on the type of loan, but generally, documentation supporting the applicant's ability to pay is required.

Facade of a PNC Bank branch with reflections in the glass.
Note All the Requirements to Sign This Mortgage | Grok

PNC also offers relationship discounts for customers who set up automatic payments from a qualifying PNC checking account, which can further reduce the interest rate.

The combination of competitive rates, financial assistance, and an efficient digital process positions PNC Bank's mortgage as one of the best options on the market. PNC's commitment to customer satisfaction is reflected in that 9 out of 10 customers would recommend their PNC mortgage loan officer to friends and family.

Listen to PNC Bank When Signing a Mortgage

PNC recommends using tools like the Home Insight® Planner to plan the home purchase.​ Additionally, you should obtain a prequalification to know your purchasing power before house hunting.​ 

Also, consider the down payment assistance options. Set up automatic payments to take advantage of interest rate discounts.​ Without a doubt, PNC Bank makes it really easy for you to have no doubts.

➡️ Consumer Affairs

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